we are going to be involved in stablecoins

Engaging with stablecoins is a strategic move that aligns with the growing institutionalization and regulatory clarity in the digital asset space. Stablecoins are digital assets designed to maintain a stable value, typically pegged to a fiat currency like the U.S. dollar, and they are becoming a vital component of the global financial system.

Here’s an overview of the current landscape and key factors to consider:

The Regulatory Environment

The regulatory framework for stablecoins in the U.S. has recently become much clearer, a development that is crucial for corporate adoption.

The GENIUS Act: This legislation, passed in July 2025, establishes a federal framework for payment stablecoins. It requires issuers to maintain 100% reserves consisting of cash and cash equivalents, and provides legal clarity that a payment stablecoin is not a security. This removes a major barrier for businesses and financial institutions.

The CLARITY Act: Also passed by the U.S. House of Representatives in July 2025, this bill helps define the jurisdictional roles of the SEC and CFTC. While its primary focus is on “digital commodities” like Bitcoin, it complements the GENIUS Act by creating a more structured and predictable environment for the entire crypto market.

These regulatory developments are critical because they reduce the legal and operational uncertainty that has historically deterred many traditional businesses from engaging with cryptocurrencies.

Use Cases for Stablecoins

Stablecoins are not just for crypto traders; they are being integrated into corporate finance and operations for a variety of purposes:

Cross-Border Payments: Stablecoins offer a faster, cheaper, and more transparent alternative to traditional international wire transfers, which can be slow and expensive. They can reduce settlement times from days to hours, improving capital efficiency for businesses with global operations.

Treasury Management: Companies are increasingly holding stablecoins as part of their corporate treasury. This can be for liquidity management, as a store of value, or for generating yield in decentralized finance (DeFi) protocols. This trend is being supported by companies like DeFi Technologies, which launched an advisory unit to help public companies manage their digital asset treasuries.

Payments and Settlements: Stablecoins are being used for everything from paying remote employees and freelancers to settling payments with international suppliers. Their 24/7/365 availability and low transaction fees make them an attractive alternative to traditional banking rails.

Key Players in the Market

The stablecoin market is dominated by a few major players, but new entrants are emerging, particularly with the new regulatory clarity.

Tether (USDT) and USD Coin (USDC): These two stablecoins account for a significant portion of the total market capitalization. They are backed by reserves, with issuers like Tether becoming a major holder of U.S. Treasury bills.
Engaging with stablecoins is a strategic move that aligns with the growing institutionalization and regulatory clarity in the digital asset space. Stablecoins are digital assets designed to maintain a stable value, typically pegged to a fiat currency like the U.S. dollar, and they are becoming a vital component of the global financial system.

Here’s an overview of the current landscape and key factors to consider:

The Regulatory Environment

The regulatory framework for stablecoins in the U.S. has recently become much clearer, a development that is crucial for corporate adoption.

The GENIUS Act: This legislation, passed in July 2025, establishes a federal framework for payment stablecoins. It requires issuers to maintain 100% reserves consisting of cash and cash equivalents, and provides legal clarity that a payment stablecoin is not a security. This removes a major barrier for businesses and financial institutions.

The CLARITY Act: Also passed by the U.S. House of Representatives in July 2025, this bill helps define the jurisdictional roles of the SEC and CFTC. While its primary focus is on “digital commodities” like Bitcoin, it complements the GENIUS Act by creating a more structured and predictable environment for the entire crypto market.

These regulatory developments are critical because they reduce the legal and operational uncertainty that has historically deterred many traditional businesses from engaging with cryptocurrencies.

Use Cases for Stablecoins

Stablecoins are not just for crypto traders; they are being integrated into corporate finance and operations for a variety of purposes:

Cross-Border Payments: Stablecoins offer a faster, cheaper, and more transparent alternative to traditional international wire transfers, which can be slow and expensive. They can reduce settlement times from days to hours, improving capital efficiency for businesses with global operations.

Treasury Management: Companies are increasingly holding stablecoins as part of their corporate treasury. This can be for liquidity management, as a store of value, or for generating yield in decentralized finance (DeFi) protocols. This trend is being supported by companies like DeFi Technologies, which launched an advisory unit to help public companies manage their digital asset treasuries.

Payments and Settlements: Stablecoins are being used for everything from paying remote employees and freelancers to settling payments with international suppliers. Their 24/7/365 availability and low transaction fees make them an attractive alternative to traditional banking rails.

Key Players in the Market

The stablecoin market is dominated by a few major players, but new entrants are emerging, particularly with the new regulatory clarity.

Tether (USDT) and USD Coin (USDC): These two stablecoins account for a significant portion of the total market capitalization. They are backed by reserves, with issuers like Tether becoming a major holder of U.S. Treasury bills.

PayPal USD (PYUSD): The entry of a major financial company like PayPal into the stablecoin space with PYUSD highlights the growing mainstream adoption.

World Liberty Financial’s USD1: This stablecoin has seen significant growth and has recently been listed on major exchanges like Coinbase. This is supported by strategic investments, such as ALT5 Sigma Corporation’s recent $1.5 billion offering to build a treasury with the USD1 token.

Other Players: While Tether and USDC hold a large share, there is a competitive landscape with various other stablecoins, each with its own niche, from decentralized stablecoins like Dai to yield-generating stablecoins like Ethena USDe.

Outlook

The stablecoin market is poised for continued growth. The combination of clear regulations from the GENIUS Act, the maturation of financial infrastructure providers like ALT5 Sigma, and the practical use cases for businesses is driving a new wave of adoption. This shift is not just about speculation; it’s about integrating a new form of digital cash into the core functions of the global financial system.

PayPal USD (PYUSD): The entry of a major financial company like PayPal into the stablecoin space with PYUSD highlights the growing mainstream adoption.

World Liberty Financial’s USD1: This stablecoin has seen significant growth and has recently been listed on major exchanges like Coinbase. This is supported by strategic investments, such as ALT5 Sigma Corporation’s recent $1.5 billion offering to build a treasury with the USD1 token.

Other Players: While Tether and USDC hold a large share, there is a competitive landscape with various other stablecoins, each with its own niche, from decentralized stablecoins like Dai to yield-generating stablecoins like Ethena USDe.

The stablecoin market is poised for continued growth. The combination of clear regulations from the GENIUS Act, the maturation of financial infrastructure providers like ALT5 Sigma, and the practical use cases for businesses is driving a new wave of adoption. This shift is not just about speculation; it’s about integrating a new form of digital cash into the core functions of the global financial system.